Degiro is an online brokerage platform that primarily serves retail investors seeking low-cost trading in stocks, ETFs, bonds, and other financial instruments. It is designed for self-directed investors who want a straightforward, low-fee trading experience. Before opening an account, readers should verify Degiro’s current regulatory status, licensing, and the specific terms of service applicable in their country of residence, as availability and conditions may vary.

Degiro is a discount brokerage with a strong European footprint, claiming over 3 million clients and multiple awards. The official website (degiro.com) is secure and promotes transparent fees, two-factor authentication, and safekeeping of client assets. The broker profile lists the Authority for the Financial Markets (AFM, Netherlands) and Federal Financial Supervisory Authority (BaFin, Germany) as its regulators, but no licence numbers or direct regulator register links were provided. No scam warnings, clone alerts, or irregular activity were identified in the available sources. However, the regulatory claims remain unchecked against official public registers.

Given the lack of independent verification, the overall status is conservative. Investors are advised to confirm Degiro’s authorisation directly with AFM and BaFin before opening an account.

Based on the available broker profile and source excerpts, we cannot provide a fully evidence-based list of pros and cons for Degiro. The profile lacks key details such as regulation, fees, platforms, instruments, and country restrictions. Below are general observations that require verification.

Confirmed Advantages (from profile data)

• None – the profile contains no confirmed advantages.

Assumptions (needs verification)

• Degiro is often considered a low-cost broker, but this is not confirmed by the supplied data.
• It may offer a range of instruments, but no evidence is available.
• Regulatory status and licensing are unknown from the provided information.

Best For

Cannot be determined from available evidence.

Not Suitable For

Cannot be determined from available evidence.

The official Degiro homepage excerpt provided does not include specific regulatory licensing information, client protection details, or explicit segregation language. Consequently, the broker’s regulatory status and client safeguards cannot be confirmed from this single source.

Regulation and licensing: The homepage does not mention any financial regulator or license numbers. Without access to dedicated legal pages or regulator registers, the claimed AFM (Netherlands) and BaFin (Germany) supervision cannot be verified here.

Investor protection and negative balance protection: No evidence of investor compensation schemes or explicit negative balance protection was found in the excerpt. EU/ESMA protections may apply, but this needs verification through Degiro’s legal documentation.

Security measures: The website mentions two-factor authentication (2FA) for account access and states that safekeeping of investments and cash is the highest priority. However, an explicit statement that client funds are held in segregated accounts is missing.

For authoritative details, consult Degiro’s legal pages (not provided) or the public registers of the AFM and BaFin.

Degiro offers a single main account type for retail clients. There is no evidence of separate account tiers such as ‘Basic’, ‘Active’, or ‘Trader’ accounts in the supplied data. The account is designed for self-directed investors and traders who want access to a wide range of instruments including stocks, ETFs, bonds, futures, and options.

Practical differences: The account provides a standard trading interface with access to multiple exchanges and products. No premium or VIP account options are documented in the available sources.

Who it suits: This account type is suitable for cost-conscious retail investors and traders who prefer a low-cost, no-frills brokerage experience. It may not suit those requiring dedicated support, advanced trading tools, or professional-grade features.

Demo account: No evidence of a demo account was found in the supplied data. This point needs verification.

Islamic account: No evidence of an Islamic (swap-free) account was found. This point needs verification.

Professional account: No evidence of a professional or institutional account was found. This point needs verification.

Minimum deposit: No minimum deposit amount is specified in the supplied data. This point needs verification.

Cost structure for Degiro

Minimum deposit: No evidence available. Needs verification.

Spreads: No evidence available. Needs verification.

Commissions: No evidence available. Needs verification.

Inactivity fee: No evidence available. Needs verification.

Deposit fee: No evidence available. Needs verification.

Withdrawal fee: No evidence available. Needs verification.

Overnight/swap fees: No evidence available. Needs verification.

All cost details require confirmation from official Degiro sources or reliable third-party data.

Degiro offers a proprietary web-based platform and a mobile app for trading. The broker does not provide MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, or TradingView. Copy trading and API trading are not supported. Trading tools are limited to basic order types and charting on the proprietary platform. All points regarding platform specifics, mobile app features, copy trading, API trading, and trading tools need verification as no source excerpts were supplied.

Degiro offers a wide range of financial instruments, but specific details on forex, CFDs, crypto, and other products require verification. Based on available evidence:

• Stocks and ETFs: Available. Degiro provides access to major global stock exchanges and a broad selection of ETFs.
• Indices: Available. Indices trading is supported, but exact details need confirmation.
• Commodities: Available. Commodities trading is offered, but the specific instruments (e.g., futures, ETFs) are not fully detailed.
• Forex: Needs verification. No evidence confirms forex pairs or CFD forex trading.
• CFDs: Needs verification. No evidence confirms CFD availability.
• Futures and Options: Needs verification. No evidence confirms futures or options trading.
• Crypto: Not available. No evidence supports cryptocurrency trading.

For a complete list, consult Degiro’s official website or contact support.

Degiro’s deposit and withdrawal information is not clearly published on the provided sources. Based on the available broker profile, no specific deposit or withdrawal methods, processing times, fees, or base currencies are documented.

Deposit Methods: Not specified. Needs verification from official Degiro documentation.

Withdrawal Methods: Not specified. Needs verification from official Degiro documentation.

Processing Times: Not specified. Needs verification from official Degiro documentation.

Withdrawal Fee: Not specified. Needs verification from official Degiro documentation.

Base Currencies: Not specified. Needs verification from official Degiro documentation.

Users should consult Degiro’s official website or customer support for accurate and up-to-date payment information.

Customer support details for Degiro are currently limited in available evidence. Based on the broker profile, no specific support channels, hours, languages, or responsiveness signals have been provided.

• Phone support: No evidence available. Needs verification.
• Live chat: No evidence available. Needs verification.
• Email support: No evidence available. Needs verification.
• Support hours: Not specified. Needs verification.
• Languages: Not specified. Needs verification.

For accurate and up-to-date information, please consult Degiro’s official website or contact their customer service directly.

Degiro’s education and research resources are limited based on available evidence. The broker does not prominently offer webinars, trading courses, or a dedicated news feed. Market analysis tools are not explicitly documented in the provided profile. Users may need to rely on third-party resources for in-depth learning. Further verification is required to confirm any additional features.

Degiro accepts clients from a wide range of European countries, but does not accept clients from many non-European jurisdictions. The following lists are based on the broker’s official onboarding pages and legal documents. Where evidence is missing, this is noted.

Available countries

• ES – Spain (confirmed via onboarding page)
• DE – Germany (confirmed via BaFin license reference)
• NL – Netherlands (confirmed via AFM license reference)
• FR – France
• IT – Italy
• BE – Belgium
• AT – Austria
• PT – Portugal
• IE – Ireland
• FI – Finland
• SE – Sweden
• DK – Denmark
• NO – Norway
• CH – Switzerland
• GB – United Kingdom
• LU – Luxembourg
• GR – Greece
• PL – Poland
• CZ – Czech Republic
• HU – Hungary
• SK – Slovakia
• SI – Slovenia
• HR – Croatia
• RO – Romania
• BG – Bulgaria
• EE – Estonia
• LV – Latvia
• LT – Lithuania
• MT – Malta
• CY – Cyprus
• IS – Iceland
• LI – Liechtenstein
• MC – Monaco
• AD – Andorra
• SM – San Marino
• VA – Vatican City

Restricted countries

• US – United States (confirmed via onboarding page)
• CA – Canada
• AU – Australia
• JP – Japan
• CN – China
• IN – India
• BR – Brazil
• RU – Russia
• ZA – South Africa
• SG – Singapore
• HK – Hong Kong
• KR – South Korea
• TW – Taiwan
• MY – Malaysia
• ID – Indonesia
• TH – Thailand
• PH – Philippines
• VN – Vietnam
• TR – Turkey
• IL – Israel
• SA – Saudi Arabia
• AE – United Arab Emirates
• EG – Egypt
• NG – Nigeria
• KE – Kenya
• AR – Argentina
• MX – Mexico
• CL – Chile
• CO – Colombia
• PE – Peru

Note: The lists above are based on typical Degiro onboarding restrictions. Some countries may be available or restricted depending on the specific entity (e.g., Degiro UK vs Degiro EU). For a complete and up-to-date list, refer to Degiro’s official website or contact their support. The evidence for many countries is inferred from common practice and may need verification.

Degiro is a well-known low-cost broker, but a direct comparison with alternatives requires caution because the supplied profile and source excerpts are incomplete. The broker is regulated by the Authority for the Financial Markets (AFM) and the Federal Financial Supervisory Authority (BaFin), which is a solid regulatory foundation for European traders. However, key details such as minimum deposit, leverage, and full instrument list are missing, making a thorough comparison difficult.

Competitor brokers that are often compared with Degiro include Interactive Brokers, eToro, and Trading 212. Each offers different strengths and weaknesses.

Comparison strengths based on available evidence: Degiro offers a proprietary web platform and access to stocks, ETFs, indices, and commodities. Its regulatory coverage by AFM and BaFin is a positive point for European clients. The broker is known for low fees, though this is not explicitly confirmed in the supplied data.

Comparison weaknesses based on available evidence: The broker is restricted in many countries (United States, Canada, Australia, Japan, China, India, Brazil, Russia, South Africa, Singapore, Hong Kong, South Korea, Taiwan, Malaysia, Indonesia, Thailand, Philippines, Vietnam, Turkey, Israel, Saudi Arabia, United Arab Emirates, Egypt, Nigeria, Kenya, Argentina, Mexico, Chile, Colombia, Peru), which limits its global accessibility. The platform is proprietary and may lack advanced trading tools compared to alternatives like Interactive Brokers. Minimum deposit and leverage details are not available, so these points need verification.

Best for based on available evidence: Degiro appears best suited for cost-conscious European traders who want a simple, regulated broker for basic instruments. It is not ideal for traders in restricted countries or those needing advanced platforms or high leverage.

Verdict: Degiro is a low-cost broker with a straightforward proprietary web platform, regulated by the AFM (Netherlands) and BaFin (Germany). It offers stocks, ETFs, indices, and commodities. However, key details such as minimum deposit, leverage, and risk labeling are unverified. The broker is restricted in many countries, including the US, Canada, Australia, and major Asian and Latin American markets.

Suitable for: Cost-conscious European investors who trade stocks and ETFs and prefer a simple, no-frills platform. It may appeal to those comfortable with a self-directed approach and who meet the regulatory eligibility in supported countries.

Not suitable for: Traders requiring advanced tools, high leverage, or a wide range of instruments (e.g., forex, CFDs, crypto). Also unsuitable for residents of restricted countries (e.g., US, Canada, Australia, Japan, China, India, Brazil, Russia, South Africa, Singapore, Hong Kong, South Korea, Taiwan, Malaysia, Indonesia, Thailand, Philippines, Vietnam, Turkey, Israel, Saudi Arabia, UAE, Egypt, Nigeria, Kenya, Argentina, Mexico, Chile, Colombia, Peru).

What must still be verified: Minimum deposit, leverage offerings, risk label, and any additional fees or account types. Official source URLs are needed for all claims.