amana (Amana Capital) Review 2026

amana is a MENA-focused multi-asset trading and investing brand whose current amana app opens new accounts with AFS Global Ltd, a Labuan-regulated group entity

amana is a multi-entity group, but its own June 2026 account-transfer guide states that all new accounts opened through the amana app are with AFS Global Ltd under Labuan FSA licence MB/18/0025. The DFSA separately confirmed that app users are not clients of Amana Financial Services (Dubai) Limited. The group also retains current regulated entities in Cyprus, Dubai, Mauritius and Lebanon. The former UK company was sold out of the group and renamed Kinsworth Investments Ltd in March 2026, so FCA FRN 605070 must no longer be presented as a current amana-group licence.

The main strengths are a transparent current app-entity disclosure, multiple independently identifiable regulated group companies, a broad mix of exchange-traded and leveraged products, low published funding minimums and detailed current fee/leverage information.

For active comparison purposes, the most important concrete advantages are amana advertises many products as commission-free, distinguishes exchange-traded assets from OTC derivatives, and publishes a $10 bank-transfer minimum; current funding/withdrawal pages state no amana fee on many core transfer routes although bank/provider charges can still apply and the current amana app/web platform combines physical stocks and ETFs, leveraged stock/ETF derivatives, forex derivatives, commodities and crypto, with Core/Plus/Max leverage tiers for eligible clients.

The main drawbacks are the strongest group licence is not automatically the licence serving an app customer, the app defaults to the Labuan entity, leverage can reach 200x on selected products for eligible active traders, and country/product restrictions require separate checking.

A prospective client should also account for jurisdiction differences: A group licence does not prove local availability. For Belgium, amana's public restricted-country list does not name Belgium, but that is not sufficient evidence of a Belgian onboarding route. Belgian consumers are also subject to the FSMA prohibition on electronically distributed leveraged OTC CFDs and rolling-spot forex, so no Belgian leveraged-forex/CFD CTA is allowed.

The current amana app page describes a selected-customer $100 non-withdrawable trading bonus requiring promo code AMANAWEB, at least a $100 deposit and a first trade. It is campaign-specific and is not included as a safety or regulation factor.

Key 2026 highlights include AFS Global Ltd as the current default app entity; six current group regulatory relationships across Labuan, Dubai, Cyprus, Mauritius, Lebanon and the UAE promotion entity; 5,500+ assets advertised in the app; physical and derivative products clearly distinguished; leverage tiers up to 200x on selected products. These are more useful than marketing slogans because they directly affect pricing, market access, platform capability or client protection.

amana describes itself as UAE-born and MENA-focused. It publishes operational contacts in the UAE, Cyprus, Lebanon and Malaysia; legal entities and regulator coverage differ between those locations.

Yes, amana is an established legitimate financial-services provider. The key trust positive is that the current app counterparty is explicitly named and the major group entities can be cross-checked. The key caution is entity drift: the former UK company and FCA number still appear on some older/pro pages despite the company having moved to Kinsworth Investments in 2026.

That does not make every account equally protected; A group licence does not prove local availability. For Belgium, amana's public restricted-country list does not name Belgium, but that is not sufficient evidence of a Belgian onboarding route. Belgian consumers are also subject to the FSMA prohibition on electronically distributed leveraged OTC CFDs and rolling-spot forex, so no Belgian leveraged-forex/CFD CTA is allowed.

The most important 2026 distinction is the contracting entity: the current amana app says all new app accounts are opened with **AFS Global Ltd (Labuan FSA MB/18/0025)**. The DFSA independently confirmed that app users are not clients of the DFSA-regulated Dubai company. Likewise, FCA 605070 belongs to the successor **Kinsworth Investments Ltd**, not to a current amana group company. Protections, compensation rights, leverage limits and complaints routes therefore follow the actual entity named in the client agreement rather than the best-known licence in the wider historical group.

No dated 2026 award was needed to establish the regulatory or country-fit conclusions in this review, so awards are treated as secondary marketing evidence rather than a score driver.

amana combines exchange-traded investing with OTC derivative trading. Physical shares/ETFs and 1x crypto positions should not be conflated with leveraged stock, ETF, forex, commodity or crypto derivatives.

Use only amana.app and the current official support channels. amana explicitly warns that domains including amana.live, getamana.com, client.amana-trade.com, amanatrade.net, amana-capital.net and amaanahcapitall.com are fraudulent impersonation domains.

amana identifies the UAE as its headquarters/base and publishes offices or support presence in the UAE, Lebanon, Cyprus and Malaysia. The legal counterparty for the app remains AFS Global Ltd rather than the Dubai DFSA entity.

Current amana support is advertised 24/7 in English and Arabic with official chat and support@amana.app plus UAE, Cyprus, Lebanon and Malaysia telephone routes.

amana publishes a Learn section with trading/investing explainers and product guides. Education is useful for product familiarity but does not change which legal entity serves the account.

The reviewed current public material does not establish that every client trade is hedged one-for-one. OTC derivative positions should be assessed under the relevant entity's execution/conflicts terms rather than described as universally agency-only.

The current public restricted-country list includes Iran, Crimea, North Korea, Liberia, Canada, Burma/Myanmar, Syria, Eritrea, the United States, Congo, Israel, Rwanda, Cuba, Somalia, Japan and Belarus. Other countries still require onboarding and local-product checks; absence from this list is not proof that every product is legally distributable there.

amana is best suited to eligible MENA-region investors who want one app combining physical securities and leveraged trading and who understand that the Labuan entity is the current default app counterparty

amana is a weaker fit for users who assume the CySEC, DFSA or former FCA relationship automatically protects an amana app account, or Belgian consumers seeking electronically distributed leveraged OTC CFDs/rolling-spot forex

Pricing is primarily expressed through zero/low commissions, spreads and campaign-specific bonuses rather than one universal volume-rebate programme.

The current app uses Core, Plus and Max risk/leverage tiers rather than the traditional broker account labels found in older Amana reviews. Core is the default; Plus and Max are higher-leverage tiers subject to eligibility/assessment.

To open a live account, Start only at amana.app, verify the country/product eligibility shown during onboarding, confirm that the agreement names the intended legal entity, complete KYC/appropriateness checks and fund through a payment method in your own name. The broker must complete identity, residency and suitability/appropriateness checks before regulated products are enabled.

Where a practice/demo function is offered, treat it as platform familiarisation only; simulated balances do not establish live fills, withdrawals or legal availability in the user's country.

amana is not a proprietary-trading challenge, so there are no 'trading objectives' whose breach automatically terminates a funded challenge. Normal account restrictions instead come from margin rules, product permissions, suitability checks and the client agreement.

Protection is entity-specific. CySEC and DFSA protections do not automatically attach to the Labuan app account. The current source set does not establish a universal compensation scheme or universal negative-balance guarantee for all AFS Global app clients, so those protections are not inferred.

KYC, proof-of-identity/residence, payment ownership and appropriateness controls apply. amana's support material gives current document requirements and uses verified funding sources for deposits/withdrawals.

amana currently states that it does not charge deposit or withdrawal fees on its main app flows, although banks/payment providers can charge. Withdrawals are normally returned to the original funding source and amana says its own processing typically takes up to 24 hours before external settlement time.

The public funding page lists wire transfer and e-wallet/card-type routes by region, with a $10 minimum on core published methods. Availability and currency depend on the client/entity/payment rail.

The current public funding page shows a $10 minimum for bank transfer and several supported funding routes. Campaign qualification can require a larger amount, such as $100 for the selected-customer AMANAWEB bonus.

Withdrawal routes depend on the original funding source and client region. Current support material references cards, bank transfers and e-wallets where available.

Request a withdrawal from Profile in the app. amana currently caps withdrawal at up to 90% of available balance while open positions exist and normally returns funds to the original funding source.

amana is a trading/investing service, not a fixed-return payout product. Withdrawable cash depends on settled/available balance, open-position requirements and payment/KYC controls.

amana's current fee table distinguishes physical assets and OTC derivatives. Many products are advertised at zero commission, while derivatives can carry spread/overnight financing and exchange-traded assets can carry clearing costs. Funding-provider or bank charges may still apply even when amana's own fee is zero.

The app advertises physical US/MENA shares and ETFs, forex, commodities, metals, indices and crypto plus leveraged derivatives on several of those asset classes. Product form matters because physical securities and OTC derivatives have different legal/regulatory treatment.

Trading is centered on the proprietary amana mobile app and web platform with integrated market search, charting and funding functionality.

Current published categories include physical shares/ETFs, OTC stock/ETF derivatives, forex derivatives, futures-based and spot-market derivatives, metals, commodities, indices and leveraged/unleveraged crypto depending on eligibility.

amana's current retail proposition is proprietary app/web rather than a public MetaTrader-server workflow, so no MetaTrader server name should be invented.

The current support page states that the amana mobile/web account currency is USD, while deposits can be made in supported other currencies and converted under the applicable payment terms.

amana currently advertises both 1x crypto and leveraged crypto derivatives. The regulatory treatment and availability of these two forms are not the same and must be checked by entity/country.

Current Core/Plus/Max tables publish up to 25x/100x/200x on major forex and up to 200x on several selected active-trader products. Higher leverage is eligibility-dependent and materially increases loss risk.

Core is the default tier; eligible experienced clients can request Plus or Max. Any increase remains subject to assessment, product limits and the legal rules applicable to the serving entity/country.

amana markets materially reduced average spreads but does not publish one fixed spread that applies to all assets and tiers. Live spread plus overnight financing/clearing costs should be checked for the exact instrument.

The reviewed current app and help-center sources do not establish a universal retail MAM/PAMM programme for ordinary amana app clients.

The current consumer proposition is the amana proprietary app/web platform; the reviewed source set does not establish a universal MetaTrader Expert Advisor environment for new app accounts.

The reviewed current app source set does not establish a native public leader/follower copy-trading marketplace with published follower terms, so no such feature is assumed.